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Do you purchase travel insurance? Weigh in with your thoughts here ...

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Like others have mentioned, insurance has always been purchased through our travel agent with coverage through a third party travel insurance company rather than the cruise line. That way it covers all the stuff like flights, hotels and excursions that we get from sources other than the cruise line!

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Like others, we have elderly parents and we too, have had medical problems... SO... travel insurance is always part of the deal... Would not think of going without it...

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Yes, we also buy it. Didn't at first. We were younger then.

A cruise agent/friend once told me "can you afford to walk away from that money?" If the answer is yes, then don't buy the insurance.

Like others, we, too, have older relatives!

Marcy and James had to use the insurance twice and thankfully, got fully refunded. We used it once when our snorkle equipment came home broken.

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