Jump to content
  • We'd love for you to participate.

    Create an account

    Ask questions, share experiences and connect.

    Register a new account

    Sign in

    Already have an account? Sign in here.

    Sign In Now

travel insurance

Rate this topic


gemcrusier

Recommended Posts

We have booked both ways. It just depends which cruise line we use. On Princess, we get upgraded to their better insurance and we use that, but on other lines, we look around for what's available. We have never had to use the insurance, but there are others on the board that has.

Link to comment
Share on other sites

We generally do not book through the cruise line because many of them do not cover pre-existing conditions. We book privately and have only had to use it once. Insurance covered a visit to the ship's doctor and some $100 eye drops. Would not travel without it.

Link to comment
Share on other sites

On travel insurance we started out buying our own but now we just go with the cruise line. We've been fortunate as we've never had to file a claim. Rita did have to go to the ship's doctor once, however we were reimbursed by our group health plan.

Link to comment
Share on other sites

We have purchased both. Have to read the fine print to make sure that the insurance covers pre-existing conditions, cancellation for any reason, FULL refunds, etc., etc. Some of the less expensive plans don't cover much.

My theory is that I really cannot afford to give away the money if I have to cancel the trip and didn't have the insurance. So I'd rather spend the few extra $$ and "protect" my investment.

Link to comment
Share on other sites

We usually buy through Travel Guard....it was just a habit we started when there were cruise lines that were running into trouble. I doubt that any of the big lines today are going anywhere, although if you are cruising on a small ship line (remember Cruise West) it might be an issue. Insurance through the cruise line won't help if they fold. We have had to use it for a hotel stay when our flight got cancelled due to bad weather. Everything worked fine.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...